At Ashby Thelen Lowry, our Georgia personal injury attorneys know that insurance companies play a significant role in reviewing, processing, and approving claims.
Insurance companies issue policies to individuals, businesses, and organizations to provide coverage in the event of accidents, injuries, or damages. The type of coverage can vary widely, including auto insurance, homeowners’ insurance, and liability insurance, among others.
Although its primary function is to provide coverage and financial compensation to individuals who have suffered injuries in vehicle collisions and other events, its end game is to dispute those claims when their policyholders are liable for the damages. This is why we are here.
How Personal Injury Insurance Claims Should Be Handled in Georgia
When an accident occurs, the injured party or policyholder can file a claim with the insurance company to request compensation for their injuries, damages, or losses.
The insurance companies are responsible for investigating claims to determine the extent of liability and the amount of compensation that should be awarded. This process may include reviewing incident reports, collecting evidence, and speaking to the parties involved.
Insurers then assess the damages suffered by the injured party. This evaluation includes medical expenses, property damage, lost wages, and other losses, determining the compensation amount the claimant is entitled to.
Insurance companies often negotiate with claimants to resolve the claim without going to court, saving time and costs for all parties involved. When a settlement is reached, the insurance company pays the injured party to cover their damages. This can include compensation for medical bills, property repairs, lost wages, and other related expenses.
How Personal Injury Insurance Claims Are Handled in Georgia
Very few injury victims in Georgia pursue and receive the compensation they are entitled to from the liable party’s insurance company. This often shocks many of our clients, as most attempt to pursue their claims independently before realizing the insurance company is disputing their claim from every angle.
If the insurer believes its policyholder is not liable or the claim is invalid, which happens most of the time, the insurance company may fast-forward through the dispute and deny it altogether.
This leaves injury victims in a challenging position. We can help.
Injury victims must recognize that insurance companies have their interests in mind, which may involve minimizing the amount they pay out on claims — which typically does not cover their total damages — or outright denying them.
As a result, claimants should be cautious and consider seeking legal advice when dealing with insurance companies, especially when liability is disputed. Our personal injury attorneys in Georgia can help individuals navigate the claims process, ensure their rights are protected, and work to secure fair compensation for their injuries and losses.
Contact our skilled Georgia personal injury lawyers and support team today at (404) 777-7771 to schedule a free consultation so we can tell your story and ensure your voice is heard by pursuing the best outcome for your unique case.