At Ashby Thelen Lowry, our Georgia personal injury attorneys know insurance companies are very much against the idea of injured parties — including policyholders who may be pursuing their own coverage and certainly those seeking their policyholders’ coverage limits — partnering with a law firm who can help their claims succeed.
It is common for injured car crash victims to be told by an insurance claims adjuster, “You don’t need a personal injury attorney.”
One obvious question is, “Why would an insurance company not want you to have an attorney?”
Insurance companies may suggest that you don’t need a personal injury lawyer for several reasons, but it’s important to approach such statements cautiously. Insurance companies are profit-driven entities whose primary goal is to minimize the money they pay in claims.
Here, we discuss some common reasons an insurance company might discourage you from hiring a personal injury lawyer in Georgia.
Insurance Companies Are Protecting Their Best Interests: Not Yours
Insurance companies are for-profit businesses whose primary goal is to maximize their financial interests. While they provide a valuable service by offering coverage and financial protection to policyholders, it is crucial to understand that their business model is based on managing risk and minimizing payouts.
Here are some reasons why insurance companies are often seen as protecting their own interests rather than those of policyholders:
- Cost Savings
If you do not hire a lawyer, the insurance company may be able to settle your claim for a lower amount. Lawyers often negotiate higher settlements for their clients, so the insurance company might try to avoid this by dealing directly with you.
- Minimizing Liability
Insurance companies may try to downplay the severity of your injuries or argue that the incident was not entirely the fault of their policyholder. A lawyer could strengthen your case by gathering evidence and presenting a stronger argument.
- Faster Settlement
Insurance companies may push for a quick settlement to resolve the claim immediately. Quick settlements may not fully account for all your current and future expenses related to the injury.
- Limited Payouts
Insurance companies may have internal policies or guidelines that limit the amount they are willing to pay for certain types of claims. Hiring a lawyer could help you negotiate a more equitable settlement.
It is crucial to remember that an insurance company’s interests may not align with your best interests. If you have been seriously injured, consulting with our Georgia personal injury lawyers can help you understand your rights, assess the true value of your claim, and navigate the legal process more effectively.
Contact our skilled Georgia personal injury lawyers and support team at Ashby Thelen Lowry today at (404) 777-7771 to schedule a free consultation so we can tell your story and ensure your voice is heard by pursuing the best outcome for your unique case.